Welcome to Talk Financial
We’re called Talk for a reason, money is often the unspoken language in families; loaded with emotion, avoided at the dinner table, and rarely discussed openly. At Talk Financial, we’re here to change that. We help you have the conversations that matter, with yourself, your partner, your children, and your future.
Because when you talk about money openly, you make better decisions, and those decisions shape everything.
You’ve probably heard about us from someone who’s already made that leap. Most of our clients come to us through personal recommendation; from friends, family members or colleagues who’ve experienced the clarity and calm that come from talking things through with someone they trust. That’s no accident, it’s how we choose to grow.
We listen before we advise, whether you’re building wealth, retiring soon, or thinking about what you’ll leave behind, we take the time to understand what matters to you. No pressure. No hard sell. Just thoughtful guidance that puts your life at the centre, not just your portfolio.
Truly independent. Entirely transparent. We have no ties to providers, platforms or products. Every recommendation is made with one question in mind: What would we do in your shoes?
Our Process
Simple and effective, without fluff and needless complexity.
Financial planning shouldn’t feel overwhelming. At Talk Financial, we’ve refined a clear, supportive process that puts you in control and makes each step feel straightforward.
1. TALK
This is where it begins. A relaxed, no pressure conversation to get to know you, understand what matters most, and see if we are the right fit. No forms, no hard sell, just a proper chat.
2. Understand What You Need
You have a life full of moving parts. We take the time to explore your full financial world. Goals, worries, opportunities. All so we can shape something that is truly built around you.
3. Your Personal Plan
Once we know where you are and where you want to go, we design a strategy that fits. No jargon. No assumptions. No pressure. We explain everything clearly and invite every question, even the ones you think you should already know.
4. Put It Into Action
Only when you are ready, and everything feels right, do we move forward. We take care of the details so you can focus on the big picture.
5. Keep It Working for You
Your life will change, and your plan should keep up. We stay in touch with regular reviews and open conversations, helping you stay on track as your needs evolve.
Get in touch
With Dan 07866 012 115 dan@talkfinancial.co.uk
With Nic 07738 106 411 nic@talkfinancial.co.uk
Or lucky dip 01727 238 300
Talk Financial
2 College Yard
Lower Dagnall Street
St Albans
AL3 4PA
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Talk Financial is the trading name of Talk Financial Group Ltd
Talk Financial Group Ltd is due to be directly authorised and regulated by the Financial Conduct Authority (FCA). You can find us on the FCA register here by searching with our FRN 1028472 - Talk Financial Group Ltd will be visible on the FCA register from 1st July 2025 once we have been fully authorised..
Registered in England & Wales. Company Number: 16108769
Registered office
2 Adelaide Street, St. Albans, England, AL3 5BH
Trading Office
Talk Financial, 2 College Yard, Lower Dagnall Street, St Albans, AL3 4PA
The Financial Ombudsman Service is available to resolve individual complaints that clients and financial services providers aren’t able to resolve themselves.
To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk
Investments carry various risks. The value of your investment (and any income from them) can go down as well as up and you may not get back the full amount you invested.
Levels of taxation will depend on the individual circumstances of the investor and are subject to change.
The Financial Conduct Authority does not regulate Tax and Estate Planning.
A pension is a long-term investment not normally accessible until 55, rising to 57 on the 6th April 2028.
© 2025 Talk Financial
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